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Royal Vista Credit Card Size Organizer Looking for a PDA but don't want to break the bank? The Royal Vista offers many of the basic functions of higher-end PDAs at a fraction of the cost. With this credit card-size organizer, you can enter phone numbers and appointments, keep to-do lists, access schedules, and take notes. And it comes with a detachable folding keyboard so you can type in notes and memos. A full-function calculator features percentage and square-root keys and metric and currency conversions. The unit also keeps track of home time and time in selected cities worldwide.
The EZTouch keys allow for quick access to contacts, schedule, to-do, and anniversary information. Move around the screen quickly with the four cursor keys. Calculations and currency conversions are easy with the onscreen number pad.
You don't need a PC to use the Vista, but you can link up to a PC system with the included cable. Software includes CompanionLink PC synchronization software for one-button data synchronization between the Royal Vista and the following PC-based personal information managers: Vista Link (software included); Microsoft Outlook 97, 98 and 2000; Microsoft Schedule; Lotus Organizer; ACT!; and GoldMine.
Other features include a high-resolution display with adjustable contrast, password protection, expense management software, and schedule and anniversary alarms. The Vista comes with a keyboard, a vinyl case, PC synchronization filters, a PC cable, and batteries.
Customer Review: A rudimentary electronic personal planner
First of all, fellow New Yorker marcr2 is not being fair to the Vista, because on the packaging it states clearly this uses the included foldable keyboard. In fact it says you input data either by using the keyboard or by syncing. It's not fair to criticize the manufacturer just because you fail to read the product description closely.
The Vista is a rudimentary electronic planner that can store up to 12,000 records. I saw it at an Odd Job discount store on Lexington Ave and it was selling for forteen dolas, so I bought it just to see what it was like. Well, doesn't look like I'll throw away my HP iPaq 1910 Pocket PC any time soon. The Vista is cute and really small and weighs only 1.6 oz with its two watch-type batteries (one for backup), but since you need the keyboard or a PC to input data, it's not convenient. The user interface is more complicated than necessary, although it's not hard to figure things out on your own. If you get lost, the 4-point-font user's guide helps. It also comes with PC sync software although I have not tested it since this is not going to be my main PDA. For me it's more a toy. But I can see my dad using it; in fact I'm buying him the version with a stylus and touch-screen for the same low forten dolas.
If you just want a simple calendar/addressbook/reminder and don't do much input on the road (or don't mind carrying the 0.5-oz keyboard with you), the Vista is the perfect size, and its price is right. For people with serious PDA needs -- such as downloading games and programs -- you need a Pocket PC or Palm.
Customer Review: nice idea but poor execution
I had many of the same problems as the other reviewers. I did not give up and after several days was able to work around the problems, except the back space key thing! I am sure that most readers would not be willing to persevere. But if you do you may be like me and fall in love with this organizer. It is small with a lot of features and memory for the price. It is perfect for me. Who knows, if you're lucky you may get one that actually works right out of the box!
Consumer credit counseling has exploded in the past twenty years, because of the massive number of people who have maxed out their credit, and gotten into extremely high amounts of debt. The main cause of debt is this country is accumulated credit card debt, which eventually cripples consumers because at a certain point find they are unable to even make their minimum payments.
Unfortunately, bankruptcy seems to be the only option for many families, and consumer credit counseling agencies are springing up all over to offer a bankruptcy alternative. These agencies work with people to save what is left of their credit, and help rebuild it by making arrangements with creditors to reduce and resolve debt without having to resort to bankruptcy.
Recently, bankruptcy laws have changed; they now require debtors to get consumer credit counseling first, in an attempt to reach an agreement with creditors without having to involve lawyers and courts. Bankruptcy is a very drastic measure. It stays on your credit record for ten years and you can legally file every seven years if you want to, though I would not recommend it. You might be able to get credit again with some type of credit card or secured loan, but it does not come anywhere near repairing the damage that has been done to your credit. There will come a time when you will have to have your credit score checked out for some reason or another, these are the times when you wished you would have looked into consumer credit counseling before filing for bankruptcy. Having that heavy black mark on your credit report affects your credit score very negatively.
Most people are nervous and anxious about seeking Consumer credit counseling. Who wants to go sit in front of person?s desk and describe how broke they are and show them how bad their payment history is? No one wants to be embarrassed like that. But the fact is, you have to do something about your overwhelming debt, you can?t go on just barely making minimum payments forever.
The good news is, you don?t ever have to face a consumer credit counseling agent face to face at all. You can receive all the debt relief you so desperately need right in the comfort of your own home. Just do an internet search for ?consumer credit counseling? and you?ll easily find hundreds of great credit repair agencies available to help you.
Consumer credit counseling agencies work on your behalf to reduce late charges, interest rates, over limit fees, and lower your monthly payments. They work to combine your monthly payments together, which are paid to the counseling agency, and payments are then made on your behalf to your creditors. Consumer credit counseling agencies are designed to get you back on your feet and financially stable as quickly as possible.
Before you begin your consumer credit counseling search, you need to have an accurate list of all your debts. The best way to know exactly how much you owe and to whom, is to obtain an up to date copy of your credit report from all 3 credit reporting agencies so that you are armed with the most accurate information. This will give you a complete list of every debt you have and make filling out your consumer credit counseling paperwork a breeze.
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